智慧保險顧問平臺“薄荷保”獲得BAI天使投資


智慧保險顧問平臺“薄荷保”獲得BAI天使投資







鉛筆道獲悉，基於AI的保險科技公司“薄荷保”宣佈完成數百萬美元首輪融資，投資方為BAI（貝塔斯曼亞洲投資基金）。薄荷保為使用者提供移動端的智慧保險諮詢服務，幫助家庭及個人做出高效、專業、合適的保險配置決策。



薄荷保創始人兼CEO Jennifer Hu表示，近年人們的保險意識在不斷覺醒，但對於傳統銷售渠道有諸多疑慮，面對自身的保險需求又無從下手。薄荷保希望用科技手段改善傳統保險決策模式。目前，薄荷保通過微信公眾號進行運營，其智慧保顧系統包括“智慧方案”和“智慧諮詢”兩方面。



“智慧方案”會根據使用者輸入的家庭成員結構、收入負債、已有保障程度等資訊，結合生活水平、風險偏好等多維度，推出個性化的動態的保障方案制定和風險管理，為給使用者配置可執行的方案。



“智慧諮詢”系統則整理錄入了近萬條使用者關心的保險乾貨語料庫，如“重疾險與醫療險有什麼區別？”“有了社保還需要買保險嗎？”“帶病投保沒告知怎麼辦？”等等，用AI的方式替代傳統人工諮詢的重複工作，提升客服效率。



薄荷保推薦的產品主要為壽險、重疾險、醫療險、意外險等保障型保險，以小額產品為主，方便使用者在線上完成購買決策。產品提供商包括保險公司直銷、保險中介平臺、網際網路巨頭定製等十幾個不同渠道，以提供更豐富的選擇。





在獲客方面，公司一方面通過知乎、微信公眾號等線上渠道，進行市場教育，吸引使用者諮詢；另一方面，公司尋求與母嬰電商、銀行等線下渠道合作，採用B2B2C模式進行場景化銷售。盈利則主要來自於交易佣金和付費諮詢。



目前薄荷保擁有9人全職團隊。CEO Jennifer曾就職於UBS、高盛等外資投行，主要服務國內大型金融機構及保險公司的資本市場融資。之後在2015年加入眾安保險，擔任公司的總經理助理，主導眾安IPO。公司首席科學家林常樂曾擔任美銀美林智慧投顧開發負責人，在薄荷保負責公司智慧保顧模型的搭建。



編輯 | 楊茅



優質專案"融資首發綠色通道"：創業者請加微信yangmao-71，務必註明專案名稱；或傳送BP至[email protected]。



如需轉載文章請聯絡鉛筆道微信客服號鉛筆道大芯芯（微信id：qianbidao2017）獲取授權資質，否則我們將依法追究相關責任。



責任編輯：










Comments

Post a Comment

Popular posts from this blog

What is the equation of a 3D cone with generalised tilt?

Image
Clash Royale CLAN TAG #URR8PPP up vote 2 down vote favorite What is the equation of a 3D cone with generalized tilt? I've noticed that in most equations given to represent a cone, there is no parameter which defines the tilt of the cone in 3D space and that most of them have their point at the origin $(0,0,0)$ - I was wondering if anyone could give me a more generalized cone equation for a cone in any position in 3D space 3d share | cite | improve this question edited Jul 25 '16 at 0:05 ervx 9,425 3 13 36 asked Jul 24 '16 at 15:38 Charlene 11 2 2 Welcome to Math.SE! Could you please explain a few things to help people give an answer useful to you: 1. What do you mean by "generalized tilt"? 2. Are you asking about a right circular cone? Does the angle at the vertex matter? 3. What form of answer (implicit, parametric...?) are you looking for? 4. If this is homework, what tools do you have available, an...
Read more

Color the edges and diagonals of a regular polygon

Image
Clash Royale CLAN TAG #URR8PPP up vote 5 down vote favorite 1 Here is the problem: For what $n$ is it possible to color the edges and diagonals of an $n$-side regular polygon with $dfracbinomn23$ colors, such that you use every color exactly three times and for every color the three segments (edges or diagonals) with that color form a triangle? Trivially $nequiv 0 text or 1 pmod3$. I can also prove that if the statement is true for $k$ than it is true for $3k$ as well. How to finish? Please help! Thanks combinatorial-geometry share | cite | improve this question edited Aug 6 at 21:57 alcana 118 4 asked Aug 6 at 21:15 Leo Gardner 356 11 Even assuming "polyhpn" in the title is a typo for polygon , it is unclear what you mean by "the edges and sides". Aren't the side of a regular polygon the same as the edges? A regular $n$-sided polygon has $n$ edges. – hardmath Aug 6 at 21:20 3 $n$ ne...
Read more

Relationship between determinant of matrix and determinant of adjoint?

Image
Clash Royale CLAN TAG #URR8PPP up vote 2 down vote favorite We are studying adjoints in class, and I was curious if there is a relationship between the determinant of matrix A, and the determinant of the adjoint of matrix A? I assume there would be a relationship because finding the adjoint requires creating a cofactor matrix and then transposing it. linear-algebra determinant adjoint-operators share | cite | improve this question asked Nov 17 '17 at 17:32 CluelessCoder 32 5 For a square matrix $A$ of order $n$, we have $A(operatornameadj A)=(operatornameadj A)A=|A|I_n$ where $I_n$ is the identity matrix of order $n$. This should tell you about the determinant of the adjoint in terms of that of $A$ (use multiplicative property and other elementary properties of determinants). – Prasun Biswas Nov 17 '17 at 17:35 1 @CluelessCoder: see here: math.stackexchange.com/questions/516127/…...
Read more